Which bank to choose

Online bank vs traditional bank

An online bank offers you all the current services (transfers, payments, classic operations, etc.) but has the advantage of not functioning like a traditional bank. An online bank by definition does not have a physical branch and will therefore have much lower operating costs. Most of the services will be done directly from your space, so there are far fewer bank advisers. In other words, with online banking your bank charges will be much cheaper.

The main online banks

Let's look the main online banks and their current offers. There are free banks, under certain conditions, and also banks which offer an attractive welcome offer for all new customers. Apart from Revolut, I tested all the banking services that will be listed.

N26

Note: N26 is a German bank, the Rib is domiciled in Germany

ING Direct

Boursorama Banque

Special offer, for the first opening of an account with a bank card (Welcome and ULTIM only) if you indicate the offer code BRS80 in your subscription form

Zelf

This neobank arrives on the French market with an astonishing slogan: “Your money on all couriers. No app, no bank, no fees. ". A card in 30 seconds to use everywhere, free of charge. There is also a referral program, you earn € 5 for each friend referred, € 1 more for each of their friends. € 5 offered at registration by registering via this link

For a company

Note that if you have a business domiciled in France, you have a legal obligation to have a bank account separate from your personal account. Banks offer professional accounts with generally higher fees, but it is legal to take a regular one.

Why centralize your data

In recent years, customer service expectations have evolved. Customers are more and more demanding. They want personalized service, immediate handling of their request and an equally rapid solution. ... Read

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