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Best Bank in France: Which One to Choose?

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Online and traditional banks: what are the differences?

An online bank offers everyday banking services such as transfers, payments, and day-to-day account management, but it operates differently from a traditional bank. As it generally has no physical branches, its operating costs are often lower. Most transactions are handled directly from the customer area or mobile app, with fewer intermediaries. In practice, this often means lower banking fees.

Main online banks

We are going to review the main online banks and their current offers. Some provide a free bank card under certain conditions, while others highlight a welcome offer for new customers. With the exception of Revolut, I have tested all the banking services presented here.

Main traditional banks

Traditional banks retain the advantage of a branch network and more personalized support. They may suit people who want to speak easily with an advisor, deposit cash, or benefit from services that are sometimes more comprehensive depending on their situation. In return, banking fees are often higher than with online banks.

Quick comparison

Bank Offer Bank card Monthly cost Details
Hello Bank cb hello bank 1.pngcb hello bank 2.png Visa Hello One offer Visa Hello Prime offer 0 €5 € See the offer
Orange Bank cb orange bank 1.pngcb orange bank 2.png Carte standard Carte premium 0 € 7.99 € Voir l'offre
logo bnp paribas.pngBNP Paribas Visa Premier
80 €
Offerts
cb bnp 1.pngcb bnp 2.pngcb bnp 3.pngcb bnp 4.png
Carte VISA Classic ou premier 2 3 4
0 € 2 € 3 € 4 € Voir l'offre
ING Direct cb ing 1.pngcb ing 2.png Offre Essentielle Offre Intégrale gratuite si + 1200 € de revenus 0 € 10 € Voir l'offre
Fortuneo Mastercard Gold gratuite sous conditions 0 € Voir l'offre
BforBank Mastercard Gold gratuite sous conditions 0 € Voir l'offre
boursorama banque.pngBoursorama Banque Carte ultim ou welcome gratuite sous conditions 0 € Voir l'offre
Monabanq Mastercard Gold gratuite sous conditions 0 € Voir l'offre
logo societe generale.pngSociété Générale cb societe generale 1.pngcb societe generale 1.pngCarte VISA Classic ou premier sous conditions 6.20 € 6.90 € 13.90 € Voir l'offre
logo n26.pngN26 Aucune
offre
en cours
0 € Voir l'offre

Why centralize your data

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In recent years, customer service expectations have evolved. Customers are more and more demanding. They want personalized service, immediate handling of their request and an equally rapid solution. ... Read

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